Buying a house is often referred to as one of the most stressful events in your life, along with a wedding and a baby. Yes it can be stressful, worrying and prolonged, but with Merryweathers we proactively ensure there is regular contact with all parties involved and the process moves as swiftly, smoothly and problem free as possible.
We know it is nail biting waiting for the all important updates, that is why we routinely update you even if there is nothing to report, we keep in contact with you. This can be done by phonecall, email or using our handy Property File app where you see all updates.
What is the process of buying a house?
It is not as scary as it sounds. Our dedicated negotiators will guide you through the entire process of buying a house, from your very first viewing, right through to completion whether you are looking in Rotherham, Maltby, Mexborough, Doncaster or Barnsley!
How do we place an offer on a property?
Once you have viewed a property, you simply need to call or visit your local office to put your offer forward. This is the first crucial step in buying a house. In order to register your offer, we will firstly confirm we have the right contact details for you, then we will check the information we have regarding your current position on how you will be paying for the property for example mortgage purchase, cash purchase, cash from sale.
If you would like any mortgage advice before or after you view a property, you can speak to our Mortgage Experts.This is important information that we must pass onto the seller when relaying your offer to help them make an informed decision on whether to accept your offer or not.
What is Financial Qualification?
This involves a quick chat with our in house financial team to check that all the funds needed to buy a house are ready to go to ensure a smooth sale! We aim to ensure all offers are financially qualified within 24 hours.
What happens if there are multiple offers on a property?
We will inform you in a case of multiple offers and ask for your best and final offer. As properties are in high demand right now, we are experiencing multiple offers on each property, so it is more important than ever to go in with a strong offer and ensure your finances are in place before viewing properties.
What factors will the vendor take into account when deciding upon an offer?
A seller will take into account multiple factors when deciding whether to accept an offer, including the position of the buyer such as do they have a house to sell, are they SSTC (sold subject to contracts) etc. They will also take into account the amount offered and how these funds are raised e.g. cash from sale, mortgage etc.
What happens next?
Once the seller has decided who they would like to proceed with, we will inform all parties involved as to whether they have been successful or not. For the lucky purchaser whose offer is accepted, we will require Solicitor details to create a document called the ‘Memorandum of Sale’ or MOS which gets the ball rolling! You are on your way to buying a home!
Should you require any assistance with appointing a reputable solicitor, we are happy to recommend local solicitors to you and can get quotes on your behalf. Please contact us and your property negotiator will assist you with this.
We can also help arrange property surveys and trade inspections (e.g. electrical & Gas) if required, speak to us today!
To see what properties we have available now, click here!
Property Surveys
Need a survey and don't know where to start?
We are here to guide you through the whole process of instructing a survey!
What is a property survey?
Often a mortgage lender or solicitor will recommend you to have a survey on a property you're purchasing. There are a couple of different types of survey which we have detailed in our article, 'Property Surveys', take a look. Our survey partners are able to help and advise you on the best type of survey to suit your needs so speak to your local branch today on 01709 311190.
You do not need to be buying or selling with us to use this service, so contact us today if you have any questions or would like some advice!"